Expedite Your Financial Journey

Premium credit restoration and business solutions tailored to ambitious professionals ready to scale.

Built for Precision

Elite lender connections, modern systems, internal databases, and underwriting practices designed for scalability. SmartPerson Financial delivers institutional-grade financial solutions.

Credit Expertise

Modern credit solutions built for consistent, repeatable results. Our Consumer Law Letters process delivers fast, factual, and effective credit dispute results within 48 hours.

Elite Lender Network

Access to capital through our extensive network of lenders. From 0% interest business funding to SBA loans, we connect you with the right financial solutions.

Scalable Growth

Business development strategies designed to scale. From entity formation to business credit building, we provide the foundation for sustainable growth.

Our Services

Comprehensive financial solutions engineered to position you for success

Credit Restoration

Modern credit solutions built for consistent, repeatable results. Our Consumer Law Letters process, Experian uploads, and CFPB complaints deliver proven outcomes.

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Business Development

Business ownership creates leverage, control, and long-term financial advantage. Our Business Kickstart Program provides comprehensive formation and identity development.

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Business Funding

Access up to $250,000 in 0% interest business funding through CapitalPath. Leverage your personal credit to secure the capital your business needs to scale.

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Tax Services

Accurate, strategic tax preparation that protects income and preserves capital. Personal and small business tax preparation aligned with your financial goals.

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Why Successful Business Owners & Investors Choose SmartPerson Financial

We're not just a service provider—we're your growth partner

Industry Expertise

Deep understanding of credit restoration, business funding, and financial optimization. Our experience translates to better outcomes for every client.

Predictable Results

Our systematic approach delivers consistent, repeatable results. From credit restoration to business funding, we've refined our processes for maximum effectiveness.

Hands-On Experience

We've walked the path ourselves. Our team brings real-world experience in building businesses, restoring credit, and securing funding.

We're Proud of Our Performance

Numbers that demonstrate our commitment to your success

300+ Businesses Consulted
$50M+ Secured for Clients
150+ Affiliate Partners
5,475 Cups of Coffee

Real Results

See the transformations our clients have experienced

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Result

Ready to Fast-Track Your Financial Journey?

Join a private network of successful business owners and investors leveraging advanced credit and capital strategies.

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Credit is the New Bag

The Insider's Guide to Creating a Successful Business and Building Business Credit

Your comprehensive, step-by-step guide to securing the bag through building a strong business foundation and strategically developing business credit.

  • The essentials of setting up a business with strong credibility
  • Simple, foundational steps for your financial growth
  • Master building a strong credit profile and seizing opportunities
  • Progress through business credit tiers with confidence
  • Expert advice, actionable blueprints, and comprehensive checklists
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Credit is the New Bag by Troy R. L. Williams